RADIANY, M. Andri; AMELIA, Amelia; PURWANTO, Nuri. How Behavior and Perceptions Shape the Use of Digital Wallets in Indonesia. Public Policy : Jurnal Aplikasi Kebijakan Publik dan Bisnis, [S. l.], v. 6, n. 2, p. 556–568, 2025. Disponível em: https://unidjar.id/index.php/ppj/article/view/234. Acesso em: 21 apr. 2026.